Continuing Care Retirement Communities Benefit Senior’s Finances


For seniors living on their savings built over a lifetime, moving to a continuing care retirement community (CCRC) may offer exactly the stability that they want and need. The devaluation of the housing market and concern over our economic instability may play an important role in this decision. In fact, choosing a CCRC can actually reduce financial risk for seniors.

A CCRC is a particular type of retirement community that offers several levels of health care on one campus.

  • Independent Living - Also referred to as “residential living,” these freestanding units and independent living apartments are for residents who do not need personal assistance.
  • Assisted Living - Also referred to as “extended living,” this serves those who require some help with the activities of daily living.
  • Memory Care - Sometimes referred to as “special care,” these units provide for those suffering from Alzheimer or other memory impairing conditions that need attention that is more intensive.
  • Skilled Nursing and Rehabilitation - This option provides both short and long-term acre in an on-campus healthcare center.

A CCRC is a financially wise decision for a number of reasons.

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When to Report an Incident in an Assisted Living Facility

An incident report is a form filled out to record details of an unusual event that occurs at an assisted living facility involving a patient. Guidelines usually require an incident report when an event occurs that harms an individual, illustrates a potential for harm, or evidences serious dissatisfaction by patients, visitors, or staff. An example of an incident requiring a report would be if a patient's visiting family member helps him out of bed despite directions to the contrary by staff members and the patient falls and is injured.

Incident reports must be completed promptly with all the circumstances surrounding the event, while the details are

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Risk Management: Emergency Planning Part 2 - Contents of a Good Emergency Plan

After Hurricane Katrina, Medicare and the Department of Health and Human Services created new regulations, setting forth what they will require of facilities in disaster planning. The requirements are somewhat vague, requiring facilities to "have detailed written plans and procedures to meet all potential emergencies and disasters," and "train employees in emergency procedures when they begin work in the facility, periodically review the procedures with current staff, and carry out unannounced staff drills using those procedures." The contents of a facility’s disaster plan are left to the discretion of the administration. It is suggested your disaster plan include:


Develop specific procedures for notifying staff to implement the disaster plan. Areas that need to be covered include how staff will communicate with each other,

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Risk Management: Emergency Planning Part 1 - Why an Evacuation Plan is Necessary

Every time there is an emergency, such as a hurricane, tornado, or flood, there are reports about the difficult decisions nursing homes have to make during the emergency. Nursing homes and long-term care facilities need to take measures to develop comprehensive emergency plans.

Evaluating Risk

Start your disaster planning by evaluating the potential risk. What type of disaster might your facility face? This question needs must be answered because each type of disaster requires

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Risk Management: Clinical Areas of Liability - Falls

One of the most common risk management concerns for nursing facilities is falls and fall-related injuries to LTC residents. Reports indicate the incidence of falls in nursing homes is 1.6 falls per bed per year. Additionally, fall-related injuries can lead to major disability and even death.

Although some falls result from negligence, injurious falls can occur even when every effort is made to ensure the safety of residents. Some of the complications from falls are avoidable with good care. However, others are unavoidable. When lawsuits are filed, an injurious fall is frequently blamed on the negligence of the facility and complications resulting from the event are cited as evidence of neglect.

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