(847) 832-9100

Lines of Coverage

OUR NETWORK OF CARRIER RELATIONSHIPS CAN PROVIDE COVERAGE TO MEET YOUR NEEDS

Coverage Highlights

  • Claims-made or occurrence basis for liability
  • Excess and umbrella coverage available
  • Limits are flexible and will meet expiring coverage
  • Deductible and first dollar options
  • Risk management programs available

LIABILITY

  • Professional & General Liability coverage on a claims-made or occurrence basis
  • Primary limits up to $1M per claim/$3M aggregate
  • Options for deductible and first-dollar policies
  • Excess & umbrella limits up to $25 million
  • Employment Benefits Liability included
  • Coverage extensions for medical director coverage, medical expenses, evacuation expenses, public relations expenses and cyber liability/privacy breaches
  • Risk management services
  • High deductible plans, swing-plans and other program structures available, either stand-alone or in conjunction with existing self-insured/captive programs
  • For-profit & Not-for-profit organizations
  • Separate towers for PL & GL available

PROPERTY

  • Limits up to $50 million per location
  • Low deductible policies (starting at $1,000 deductible)
  • Extensions for business interruption/extra expense, boiler & machinery, crime
  • Coverage for locations vulnerable to natural catastrophes

AUTO

  • Coverage for auto liability and comp/collision
  • Hired and non-owned auto coverage
  • Coverage for non-standard vehicles such as small buses and vans
  • Residents transport coverage

EMPLOYMENT PRACTICES LIABILITY

  • Full entity coverage
  • Definition of Employee includes leased and contract employees
  • Broad definition of “Claim”
  • Up to $20 million capacity

Expertise and Creative Solutions

for Healthcare Facilities