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Highland Risk Services Announces Cynthia Richey, Executive Vice President, retires as of August 2015

Highland Risk Services Announces Cynthia Richey, Executive Vice President, retires as of August 2015

After 7 years of amazing service, Cynthia Richey has retired from Highland Risk Services. Cynthia has been with us since 2008, and her industry experience and hard work were an instrumental part in Highland Risk Services’ growth into the company you now know. We will continue to meet and exceed Cynthia’s exceptional quality of work, and we promise to take care of the relationships she has worked so hard to foster for Highland.

Cynthia’s other passions included work for her church. She was instrumental in starting the Recreational Outreach Center specifically servicing at-risk youth striving towards higher education. She has decided to pursue this passion full time, and we are happy to know her talents will be greatly appreciated in her new venture.

Cynthia’s name is synonymous with success, and we ask that everyone thank Cynthia for her support and dedication over the years.

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Real Estate E&O Program Now at Highland Risk Services

Real Estate E&O Program Now at Highland Risk Services

Real Estate firms face a variety of professional liability exposures while operating their business. That is why it is important for them to partner with insurance specialists that understand these exposures and can help manage the risk.

Highland Risk’s team can now assist our partner agents to cover a wide array of these exposures while keeping premiums competitive! Contact Stefanie by phone at 847-999-9493 or email This email address is being protected from spambots. You need JavaScript enabled to view it. to get started or information regarding our Real Estate Professional Liability program

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The Benefits of Care Provided the Elderly in Intermediate Care Facilities

Intermediate Care Facility

Seniors with chronic conditions who are not able to live independently and do not need constant care can use the services of an intermediate care facility. First established in the 1980s to help transition hospitalized elderly to their home within a few months, intermediate care facilities provide nursing care and rehabilitation. It is interesting to note that initially, only half of the elderly discharged patients were able to return home and nearly 25% stayed in the intermediate care facility for over one year.

Intermediate care facilities provide supportive care and nursing supervision under medical direction twenty-four hours per day. The goal is to use rehabilitation therapy to enable individuals to return to a home setting and regain/retain the functions of daily living if possible. To that end, a full range of medical, social, recreational, and support services are also provided. Intermediate Care Facilities are also known as Rest Homes with Nursing Supervision.

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Risk Management – Medical Imaging Centers

MRI Center Insurance

Medical imaging centers use technology to take images of the inside of the human body. Medical imaging is sometimes referred to as diagnostic imaging because it is frequently used to help doctors arrive at a diagnosis.

Medical imaging has had a tremendous effect on diagnostics and the treatment of disease. Consider the following:

  • Mammography screening for breast cancer has resulted in better treatment options, improved survival rate, and a declining death rate.
  • Coronary CT angiography performed to examine the heart vessels in patients with chest pain has helped guide treatment decisions with high accuracy, avoiding costly invasive procedures.
  • Life expectancy in the United States has significantly increased due to incorporating advanced medical imaging procedures into healthcare.

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Independent Living Expands the Care Continuum

independent living facility insurance

There are many stops along the aging path and independent living is only one of them. With an average stay of three to five years, independent living facilities are in a constant state of turnover. Independent living attracts seniors traveling along the care continuum, offering what residents desire, which means either affordable or increasingly upscale options. They also want health-care access when and where needed.

The aging of the independent living population presents some unique financial challenges. People are living longer, so the average resident is older now when they move into an independent living facility than they were five years ago. The average resident is more than 80 years old, more fragile, and has more health concerns. Over half live with some sort of assistive device – a cane, wheelchair, or walker.

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