Independent Living Facilities

Independent living facilities are designed for seniors who seek a community for daily activities and socialization. Independent living can best be described as communal living for seniors who only need minor assistance the activities of daily living with the provision of such supportive services as meals, transportation, scheduled recreational activities and a variety of other services.

Traditionally, independent living facilities have been patterned after apartments and condominiums. However, many of these communities are evolving to accommodate the different demands of our aging population. Seniors desire and require more services, both home-based and community-based.

Our comprehensive insurance program for independent living facilities is offered exclusively through our agents and includes coverage for professional liability, general liability, employee benefits liability, sexual misconduct, commercial property, business auto, workers compensation, as well as other key coverage.

As independent living facilities evolve, Highland Risk will help develop innovative solutions to help mitigate risk and address the diverse exposures faced in this industry. We will provide proactive support and programs to help facilities control cost, stem loses, and grow their bottom lines. Please contact our professionals to discuss our independent living facility program by calling our Chicago office at 847-832-9100 or our Phoenix office at 847-832-9099.

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