Intermediate Care Facilities

An intermediate care facility (ICF) is a health care facility for individuals who are disabled, elderly, or non-acutely ill, usually providing less intensive care than that offered at a hospital or skilled nursing facility. An intermediate care facility provides an alternative to hospital admission or supports an early discharge from the hospital.

Intermediate care is a step down from skilled care. Intermediate care is provided under physician supervision by licensed practical nurses or registered nurses, but unlike skilled care, intermediate care does not include daily therapy services such as physical therapy. Intermediate care includes assistance cooking meals, provision of housekeeping and laundry services, and delivery of medication.

Residents of ICFs may also be anticipating admission to long-term residential care but require recuperation and rehabilitation prior to making the move. Additionally, elderly individuals with dementia or mental health needs with care goals that can be addressed within a limited period of time benefit from the services in an intermediate care facility. Intermediate care is also for those who have reached the end of their life and need a suitable environment and routine.

Our comprehensive insurance program for intermediate care facilities offered exclusively through our agents includes coverage for professional liability, general liability, employee benefits liability, sexual misconduct, commercial property, business auto, workers compensation, as well as other key coverage.

Our professionals at Highland Risk will assist you, our agents, as you provide your client intermediate care facilities with insurance coverage and risk management. Please contact our office in Chicago at 847-832-9100 or Phoenix at 847-832-9099 to discuss our services for intermediate care facilities.

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